Doha-Mubasher: Capital Intelligence (CI) affirmed the financial strength rating (FSR) of Commercial Bank of Qatar (CBQ) at 'A-'. 
The FSR is supported by the Bank’s diversified franchise, a good level of non-interest income (NII) and the sustained growth potential of the Qatari economy, despite risks caused by the drop in oil prices. 
Banks are still facing challenges of low liquidity and refinancing, according to CI.
Although CBQ reported a very sound Basel III capital adequacy ratio (CAR), overall capital is more of a constraining factor.
The bank generated good revenues from its investments in associate banks in the UAE and Oman.  
Operating profit rose in 2014, backed by sustained growth in net interest income and a continued increase in core NII, in addition to slight growth of operating expenses. 
The bank reported a profit rise by 21% to QAR 1.49 billion ($532 million), compared to around QAR 1.6 billion ($439 million) in 2013